Build, Buy, Refinance, or renovate with our Jumbo Home Loans Up To $3 Million+ In ALL 50 STATES.
Hundreds Of Loan Programs, 5-Star Service, & Quick Closings. Access Great Programs & Additional Unsecured Capital Not Found Elsewhere, Creating A World Of Options.
PLUS: Access Up To *$50,000 Extra In Unsecured Funding - A Game-Changer For Our Borrowers.
We Aim To Transform Your Jumbo Mortgage Loan Experience & Beat The Competition By Providing Amazing Jumbo Home Loan Options Not Available At Other Banks!
What could *$50,000 extra help you accomplish on top of your next jumbo home loan? Aside from lowering your debt ratio by consolidating debt to qualify for higher amounts, there's so much more possible!
Other Banks Stop You From Opening New Loans During A Mortgage, With Us, You May Qualify For $50,000 Extra To Use As You Wish!
With our unsecured loan, you can leverage your financial strength to secure additional funds that you can use for anything you need. Some customers will choose to consolidate debt before closing to
lower their debt ratio and increase their loan amounts.
You may also use these funds for a home or room renovation, property expansion, furniture purchase, appliance upgrades, or more.
Whether your seeking a jumbo one-time or two-time close construction loan, a new purchase loan, require extensive renovations up to $2,000,000, or anything in between, this extra loan underwritten by us at the same time, gives you the flexibility to make your dreams a reality.
With no collateral required and fast approval times, you can enjoy the peace of mind that comes with knowing you have the resources you need to succeed.
Discover the power of our unsecured loan and take your home buying experience to the next level. Funding can be accessed before, or at closing, but may not be used to meet any down payment requirements.
FURNISH A SINGLE ROOM OR THE WHOLE HOME
You could furnish your entire home with new furniture, appliances, and decor. From a cozy living room to a fully equipped kitchen, you could create the home of your dreams.
RENOVATE YOUR HOME INSIDE, OUT, OR BOTH
Renovate your home, whether it's a kitchen remodel, a new bathroom, or even a complete home makeover. This may not only improve the value of your home but also give you a more customized living space, perfect for you.
PAY OFF HIGH-INTEREST AUTOS, DEBT, OR CARDS
Lowering debt is a smart financial move, surely when it comes to high-interest car loans, personal debt, or credit cards. By doing so, you'll free up monthly cash flow and reduce financial worries.
CREATE A BACKYARD RETREAT OR OASIS
Let your imagination run wild with the possibility of turning a blank canvas of grass into a wonderful relaxation retreat. Add an outdoor kitchen, pool, hot tub, spa, or ice-bath, lounges, or fire-pits, or water features.
DESIGN A BASEMENT RENTAL OR BUILD AN ADU
Increase your wealth or payoff your home faster by investing in the rental markets. Whether you want to be an AirBNB Host, design a basement or attic rental unit, or add an accessory dwelling unit to your backyard, this could be the time to start.
CREATE A SIDE BUSINESS, HIRE STAFF, OR MORE
Need to hire help around the house, want to build a home office, start a new home-based business for extra income, or hire property rental management, the options are endless to use these funds as you wish, the next step is up to you.
The Options Are Endless....
*Our consumer loans are only available to mortgage customers of The Federal Savings Bank
What is A Jumbo Home Loan?
A jumbo home loan, also known as a jumbo mortgage, is a type of home loan that exceeds the limits set by government-sponsored entities such as Fannie Mae and Freddie Mac.
A loan is considered jumbo if the mortgage amount exceeds loan-servicing limits set by Fannie Mae and Freddie Mac—currently $726,200 for a single-family home in all states (except Hawaii and Alaska and a few federally designated high-cost markets, where the limit is $1,089,300).
Jumbo loans are typically used to finance high-value properties, such as luxury homes, and often have higher interest rates and stricter qualification requirements due to the more significant amount being borrowed. However, at JumboLoansNationwide.com, we offer multiple styles of jumbo financing, from VA Jumbo Loans to Non-QM, and even our in-house portfolio options like Jumbo Construction and Renovation Loans.
So if you want to build, buy, refinance, or complete an extensive renovation project up to $2,000,000 in repairs or additions, we have you covered in all 50 states.
If you require a loan over $3 Million, we have VA options and in-house portfolio options for qualified borrowers, some reaching as high as $10 million. We even have our own loan committee that meets to discuss loans needing an approval exception with great compensating factors.
As A Nationwide FDIC Insured Bank, We Provide VA, Conventional, & Non Conforming Jumbo Loans In All 50 States.
Some banks don't specialize in jumbo financing, or their programs are very restrictive, limiting the amount you can borrow or where they will lend.
However, we offer some of the highest jumbo limits available and serve clients across all 50 states with no territory restrictions, and we are especially competitive in this market.
If you're looking to move out of state, build your forever home, or maybe you're a medical professional looking for your next new job, we have an extensive line of programs, even allowing medical professionals to close on their home purchase loan 90 days before their new job starts.
We think outside the box to help our customers get some of the best home loans and most competitive rates available today. Check your eligibility now and get directed to one of our Top Rated® National Bankers instantly.
We don't pull your credit report when you check eligibility, nor require it to speak with our bankers to find out your options. So reach out today via text on the blue bubble at the bottom right or check your eligibility on the button below.
(Messaging and data rates may apply.)
Want to build custom, take on a large renovation you can buy at deep discount, or just want increased borrowing power?
We provide an extensive portfolio of one-time close, and two-time close Construction loans, from Conventional to VA Construction, from Single Family to Multi-Family, you can buy land, complete land improvements, and build your home in one loan or two. Underwritten and funded in-house.
Wanting to buy a 2nd home, investment property, multi-family rental, condo, high-rise, townhouse, or even a barndominium or log cabin with prime land? We have these programs too!
Maybe you found a deal that is too good to pass up but it needs a lot of work, like knocking down walls, adding more space, a complete gut job?
We have renovation and rehab loans that can't be beat, and for Veterans we offer up to 100% LTV financing on construction, renovation, and purchase.
Contact us today to see how much you can qualify for, and ask about our *$50,000 extra in unsecured funds to use as you wish.
Building, Buying, or Renovating Your Dream Home With A Jumbo Loan Can Be A Stressful Adventure If You Choose The Wrong Team.
Almost every bank offers some jumbo loan program, many restricting loan amounts to no greater than $1.5 Million, very traditional credit and income requirements, and restrictive latitude by which they can lend. Most often they require larger down payments for a conventional purchase or more significant equity positions for a traditional refinance.
With the trends in the market continuing its upward trajectory, home prices are rapidly outpacing current economists' understanding.
That's why you need a bank that has its pulse on the latest jumbo mortgage programs in the market with the higher limits necessary to serve the country. In addition, you need experts on the other end of the line to help you push this across the finish line with as little hassle as possible.
Our bank strives to offer more competitive rates and some of the best jumbo home loan programs on the market so you can quickly close your loan for your desired project.
From Jumbo Construction, $2 million home renovation limits, to a super jumbo home purchase, we have you covered nationwide with a Top Rated® team of mortgage bankers, analysts, underwriters, and support staff that have weathered every economic storm.
Check your eligibility today, start chatting with us, or give us a call; it's worth your time to see what we have in our suite of jumbo loan programs not commonly available at your local bank or typical broker.
Credit scores starting at 580 for Conforming Limits and 640 for Jumbo Limits.
Want to buy land and build a home, or buy an existing home and renovate? We do that too!
Down payment assistance and closing cost assistance programs, you find the home, we'll help with the rest.
Get up to 100% LTV for USDA & VA Loans For Veterans, and up to 100% LTV Purchase Loans For Doctors, Nurse Practitioners, Anesthesiologists, And Nurse Anesthetists.
Foreign National loan programs for those wishing to use an ITIN number.
Great rates on 2nd homes, Investment Properties, & Debt Service Coverage Ratio (DSCR).
Self-employed programs, bank statement loan programs, non qualified mortgage options.
Jumbo limits up to $3 Million or more, and our in-house loan committee for loan exceptions.
Offering qualified borrowers up to $50,000* EXTRA unsecured, before or at closing. Not offered elsewhere.
Credit scores starting at 580 for Conforming Limits and 640 for Jumbo Limits.
Want to buy land and build a home, or buy an existing home and renovate? We do that too!
Down payment assistance and closing cost assistance programs, you find the home, we'll help with the rest.
Get up to 100% LTV for USDA & VA Loans For Veterans, and up to 100% LTV Purchase Loans For Doctors, Nurse Practitioners, Anesthesiologists, And Nurse Anesthetists.
Foreign National loan programs for those wishing to use an ITIN number.
Great rates on 2nd homes, Investment Properties, & Debt Service Coverage Ratio (DSCR).
Self-employed programs, bank statement loan programs, non qualified mortgage options.
Jumbo limits up to $3 Million or more, and our in-house loan committee for loan exceptions.
Offering qualified borrowers up to $50,000* EXTRA unsecured, before or at closing. Not offered elsewhere.
Client Testimonial
Real Reviews From Our Clients On Top Rated® & Zillow Sites, Photos Used Protect The Identity Of Our Customers.
Bart is a wonderful guy to deal with when it comes to the stress of buying a home. He makes the process as simple and easy as possible. He stays ahead of the curve so there are no surprises with him. He worked nights/weekend for us and he truly cared about doing what was best for us. 10/10 guy, 10/10 Job well done.
M. O'BRIEN
SOUTH HEMPSTEAD, N.Y.
I have completed 4 or 5 loans with Saif and Richie. They work very hard to get everything together. The communicate consistently, but they don't pester me. I've even had them compete with other lenders and they always win. Whether it's rate or service they get my business every time. I highly recommend working with these guys. They are professional, competent, efficient and great to work with in every way. Thanks!
MICKY P.
SALT LAKE CITY, UT
Vince and his team went above and beyond from our first phone call to the closing on our home. He was so knowledgeable about our loan options and I felt like we were in the best hands through the whole process. We purchased our new home in Kentucky while still living in Florida and the easiest part of the process was working with Vince and his lending team!
M. VonAlmen
LOUISVILLE, KY
Build, Buy, Refi, Or Extensive Renovation; Our Jumbo Home Loan Programs Go Up To $3 Million Or More!
THE FEDERAL SAVINGS BANK IS NOT AFFILIATED WITH OR ACTING ON BEHALF OF THE FHA, USDA, VA, OR THE FEDERAL GOVERNMENT.
*Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
*Messaging and Data Rates May Apply.
*VA eligibility is required for VA loan products. USDA loans are only available in USDA-eligible areas as designated by the USDA.
*We do not offer new dealer-manufactured home loans in New York, but we do offer modular and site-built land and home construction.
*Qualification for up to $50,000 extra is for qualified borrowers and can be applied to all loan programs. This is a separate unsecured consumer loan we will underwrite in-house at the same time as your requested mortgage loan. Please contact your banker to request this program and the applicable rates, terms, and conditions. Consumer unsecured lending programs prohibit loan proceeds from being used for down payment.
REALTOR® is a registered trademark of the National Association of Realtors and is not affiliated with NationwideHomeLoansGroup.com or The Federal Savings Bank.
†Subject to applicable law and lender approval, when represented by one of our participating real estate brokerage companies during the purchase or sale of a home or land, eligible Consumers may receive a rebate of up to thirty percent (30%) off of the fee to be received by the participating real estate brokerage company representing the respective Consumer, at closing, which rebate will be applied exclusively toward paying down that Consumer’s applicable closing costs. In no event shall any rebate be greater than the aggregate of all closing costs. Issuance of a rebate is subject to a participating real estate brokerage company’s receipt of its fee. The following states condition, or do not permit, the granting of a rebate by real estate brokerage companies (list is subject to change at any time): Alaska, Iowa, Kansas, Louisiana, Mississippi, Missouri, New Jersey, Oklahoma, Oregon, and Tennessee. No remuneration is paid to The Federal Savings Bank or to any of our Bankers. This is a free program offered exclusively by us to help our consumers save on their real estate transactions.
Member FDIC. Equal Housing Lender
NMLS# 411500
4120 W Diversey Ave, Ste C501, Chicago, IL 60639
A+ Better Business Bureau Rating
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