Smart Money Plays Start Here.

Funding Smarter. Living Larger. Designed for Strategic Borrowers.

Get Up to $10 Million in Jumbo Funding — Plus *$50K Extra You Control

And, get up to *30% off real estate commissions for life when you buy or sell a property — nationwide. Designed to help your money multiply.

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Discover the Secrets to Our Almost Perfect Rating

4.9/5 User Rated

Average Customer Satisfaction Rating

3000+ Recommendations

Thousands of Happy Customers

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Built for Strategic Borrowers Ready to Win.

The Same 60-Second Quiz Trusted & Used by Hundreds of Thousands.

No SSN required. No credit pull. No risk. The info you share on this eligibility form is only used to check general eligibility against our banks loan programs — based on what you tell us. We never pull your credit (not even a soft pull), and we don’t ask for sensitive data like your Social Security number at this stage. Your information is never sold. If you decide to move forward, your banker will walk you through next steps and confirm before running any credit check. Until then, it’s 100% no-pressure, no-obligation.

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As Seen In

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We Fund Big Visions. Built for Borrowers Who Play Off-Market, Think Long-Term, and Move Decisively.

A modern two-story house with large windows, wooden accents, and a flat roof, featuring a black car parked in the driveway and surrounded by palm trees.

No territory caps. No cookie-cutter rules. If the deal makes sense, we fund it — from $647K to $3M+.

Jumbo portfolio loans, underwritten in-house. We underwrite it ourselves — fast answers, creative structures, and no third-party slowdowns. Your file doesn’t get brokered, it gets handled.

Want to build? One-time or two-time close, land purchase or multi-unit — we fund the entire plan. Full draws, inspections, and closings handled in-house. Other banks shut it down — we specialize in it.

Second homes. Investment plays. Prime land builds. Barndos? Condos? 3D-Printed builds? $2M off-grid cabins? YES! We fund more property styles than almost anyone in the country.

We don’t pull credit to start. You’ll see exactly what’s possible before taking any next steps. No pressure, no credit impact — just clarity.

Talk to a real banker who knows how to win. No scripts. No fluff. Just seasoned experts — VPs, division leaders, full support teams — backed by real tech, real experience, and a Veteran-owned FDIC bank that delivers.

Not Everyone Gets It.

But If You Do — Use It Right.

Up to *$50K in extra cash is on the table. Here's how smart buyers put it to work.

Furnish It Fast

Beds, couches, appliances, even a full kitchen setup — make your new place move-in ready from day one.

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Build A Backyard Oasis

Add a hot tub, patio, fire pit, or outdoor kitchen. Your new space, your way — no waiting years to enjoy it.

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Ditch The Debt

Pay off high-interest cards or auto loans to free up your monthly cash. Get breathing room right away.

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Renovate It Right

Want a dream kitchen, luxe bathroom, or bigger shower? Use your upgrade funds now — not “someday.”

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Add a Rental or ADU

Convert a basement, garage, or guest space into a cash-producing unit — and help offset your mortgage.

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Make It Pay Off

Start a home-based business, upgrade your tools, or set up your shop — and keep your savings intact.

We Make You Our Priority.

If You Have A Better Offer,

We'll Tell Ya, Not Hard Sell Ya!

*Our consumer loans are only available to mortgage customers of The Federal Savings Bank

Leading The Way In Home Loan Lending Nationwide

Real People. Real Loans. Real 5-Star Results.

See why thousands of hardworking families trust us to help them buy, build, or renovate their homes.

Jermaine R.

Kansas City, MO

“As a first-time buyer, I was totally overwhelmed. I work construction, so paperwork and credit stuff isn’t really my world. These guys made it simple, explained everything, didn’t push, and found a loan that worked with what I had.”

Tiana Blake

Greenville, SC

I’m self-employed and didn’t think I could qualify. I’d been turned down before. But this team walked me through the whole thing and treated me like a real person. Super down-to-earth and honest. Never felt pressured once.”

Marisol Vega

Riverside, CA

“We needed help fast. My husband and I weren’t sure what we could afford with our credit, but they broke it all down, showed us our options, and even helped with closing costs. The process was smoother than I ever expected.”

Got Loan Questions? Let's Talk First.
No pressure & no credit check to chat.

Message Us Anytime

Start a real conversation with our loan team. No bots. No waiting.

Talk to a Real Expert

We’ll match you with a trusted banker who listens, not sells.

Get Real Options Fast

We’ll show you what’s possible — no pressure, no credit pulls.

Call Us 24/7

(844) 999-0639

To speak with a banker or check program eligibility, call anytime.

Talk With UsLive Humans - No Bots

THE FEDERAL SAVINGS BANK IS NOT AFFILIATED WITH OR ACTING ON BEHALF OF THE FHA, USDA, VA, OR THE FEDERAL GOVERNMENT.

*Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

*No SSN required. No credit pull. No risk. The info you share on this eligibility form is only used to check general eligibility against our banks loan programs — based on what you tell us. We never pull your credit (not even a soft pull), and we don’t ask for sensitive data like your Social Security number at this stage. Your information is never sold. If you decide to move forward, your banker will walk you through next steps and confirm before running any credit check. Until then, it’s 100% no-pressure, no-obligation.

*Messaging and Data Rates May Apply.

*VA eligibility is required for VA loan products. USDA loans are only available in USDA-eligible areas as designated by the USDA.

*We do not offer new dealer-manufactured home loans in New York, but we do offer modular and site-built land and home construction.

*Qualification for up to $50,000 extra is for qualified borrowers and can be applied to all loan programs. This is a separate unsecured consumer loan we will underwrite in-house at the same time as your requested mortgage loan. Please contact your banker to request this program and the applicable rates, terms, and conditions. Consumer unsecured lending programs prohibit loan proceeds from being used for down payment.

REALTOR® is a registered trademark of the National Association of Realtors and is not affiliated with NationwideHomeLoansGroup.com or The Federal Savings Bank.

†Subject to applicable law and lender approval, when represented by one of our participating real estate brokerage companies during the purchase or sale of a home or land, eligible Consumers may receive a rebate of up to thirty percent (30%) off of the fee to be received by the participating real estate brokerage company representing the respective Consumer, at closing, which rebate will be applied exclusively toward paying down that Consumer’s applicable closing costs. In no event shall any rebate be greater than the aggregate of all closing costs. Issuance of a rebate is subject to a participating real estate brokerage company’s receipt of its fee. The following states condition, or do not permit, the granting of a rebate by real estate brokerage companies (list is subject to change at any time): Alaska, Iowa, Kansas, Louisiana, Mississippi, Missouri, New Jersey, Oklahoma, Oregon, and Tennessee. No remuneration is paid to The Federal Savings Bank or to any of our Bankers. This is a free program offered exclusively by us to help our consumers save on their real estate transactions.